Archive for the ‘Basics’ Category:

12 Steps to Financial Freedom in 2012

{ Posted on Jan 01 2012 by J.D. Roth }
We discuss many aspects of personal finance at Get Rich Slowly. We explore ways to earn more money, get out of debt, and build an emergency fund. We talk about the psychology of money management, and we share tips and ...Read More »

Do What Works for You

{ Posted on Nov 09 2011 by J.D. Roth }
I’m writing this post in Lima, Peru, on the last day of my six-week South American odyssey. I’ve had a great time. I’ve climbed mountains, explored ancient ruins, petted llamas (and cats), mangled Spanish, and eaten more maracuyá (passion fruit) ...Read More »

How Did My Phone Bill Get So High?!? Why You Should Pay Attention to Your Bills

{ Posted on Sep 26 2011 by J.D. Roth }
This is a guest-post from Tim Ellis, author of Seattle Bubble, a blog and forum dedicated to real-estate market conditions in the Seattle area. Tim is a long-time GRS reader. Previously on GRS, Tim has written about renting vs. buying, ...Read More »

Compound Interest vs. Increased Income — Which Matters More?

{ Posted on Sep 06 2011 by J.D. Roth }
Like nearly everyone else on the internet, I’m a fan of xkcd, the nerdy webcomic from Randall Munroe. My wife, who’s a chemist, loves xkcd’s science episodes (such as this and this), while I like everything else (especially this and ...Read More »

Ask the Readers: How to Cope with Financial Mistakes?

{ Posted on Sep 02 2011 by J.D. Roth }
Nobody’s perfect. This should be obvious, but we all tend to forget it — and often. We judge other people for their mistakes, and often we judge ourselves even more harshly. I do this too. When I do something that ...Read More »

Ask the Readers: But HOW Do You Track Every Penny You Spend?

{ Posted on Jul 08 2011 by J.D. Roth }
It’s tough to dig out of debt (or make other changes to your spending habits) if you don’t know where your money goes. I tried for years to turn things around, but was unsuccessful until I started tracking every penny ...Read More »

Every Purchase Is a Trade-Off

{ Posted on Jul 05 2011 by J.D. Roth }
While I was digging out of debt, I cut back on my comic book habit. I’d been spending a mind-boggling $250 every month on comics — most of which I bought in the form of hard-bound compilations — but for ...Read More »

Putting First Things First

{ Posted on Jun 13 2011 by J.D. Roth }
The morning is my time. Five days a week, I’m up at 5:30. I come downstairs, sip a diet soda or a cup of tea (lapsang souchong), and spend a few minutes checking e-mail and approving comments. By 5:45, I’m ...Read More »

Why I Hate “New, Unique” Money Tips

{ Posted on May 31 2011 by J.D. Roth }
Today I’m going to rant. I get a lot of requests from reporters who want quotes for their stories about personal finance. That’s fine. I’m happy to help when possible. What bugs me, though, is that nearly every single reporter pitches ...Read More »

Building Your Financial “Safety Gear”

{ Posted on May 03 2011 by Sierra Black }
This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and raising children at Childwild.com. Recently, I’ve gotten into indoor rock climbing. It’s a challenging activity, and frightening when you first begin. You need to really push ...Read More »